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BUSINESS BLOG

Here are some Important Things You Need to Know About the Child Tax Credit

Important Things You Need to Know About the Child Tax Credit

DebtBy Carolina BiancaSeptember 2, 2021

Since its inception in 1997, the child tax credit has been helping Americans with the cost of raising children. The credit came into existence through the Taxpayer Relief Act. Under the child tax credit, any taxpayer with a dependent child is eligible for up to $2000 credit per child. In this article, you will learn…

Misconception People Have About Credit Scores

5 Misconceptions People Have About Credit Scores

DebtBy Carolina BiancaDecember 18, 2020

A credit score is a metric that lenders use to measure the creditworthiness of a borrower. It’s an essential part of your financial life. And how often you get loans with juicy interest rates depends on your credit scores. However, there is a lot of false information out there about credit scores. So, in this…

pay off student loans easily

How to Pay Off Student Loans Easily: 6 Tips That Work

DebtBy Carolina BiancaNovember 20, 2020

Are you wondering how to pay off student loans easily? Though the thought of it can be intimidating, it is very achievable. A student loan is an excellent way to finance your studies while you pay back in installments with interest. But if not carefully executed, you may end up wallowing in humongous debt long…

middle-class

Here Are 7 Signs That You Belong to the Middle Class

Debt, MoneyBy Carolina BiancaNovember 11, 2020

A recent survey by Pew Research Center revealed that over 50% of Americans belong to the middle-class. The study suggested that people with an annual income of about $57,617 are in the middle-class. That’s income that ranges from two-thirds to double the national median. And by this definition, if your income ranges from $26,000 to $75,000…

debt-problem-credit-cards

5 Surefire Signs You Have a Debt Problem (And What You Can Do About It)

Debt, MoneyBy Tycoono StaffSeptember 25, 2020

Most people are aware of their financial struggles. Many are familiar with not being able to pay their bills on time. Maybe you only have enough cash for bare necessities and rarely for luxuries, or you keep relying on credit cards to make it to the next payday.   Although problems with money can feel…

debt-collection-past-due-bills

3 Useful Things You Should Know About Debt Collectors

DebtBy Tycoono StaffAugust 18, 2020

One of the most stressful things about being in debt – sometimes even more than the amount you owe – is the debt collectors. The constant calls, letters, and demands can quickly rob you of your peace of mind.   However, if you have more than one account in collections, it’s useful to know that…

the-practical-cheat-sheet-to-getting-out-of-debt-faster

The Practical Cheat Sheet to Getting Out of Debt Faster

DebtBy Tycoono StaffJuly 2, 2020

Tired of keeping up with your debt? Paying it off can be frustrating and discouraging if you’re not sure how to get started. Like most people, you’re probably trying to pay off the monthly minimum payments just so you can stay on top of your debt. Unfortunately, it’s not working. You’re left with almost no…

saving-money-on-a-tight-budget

7 Doable Tips for Saving Money on a Tight Budget

Debt, SavingBy Tycoono StaffMay 21, 2020

If you live paycheck to paycheck, saving money may not be at the top of your priorities. After all, how do you set aside a few dollars if you’re struggling to even pay your bills? If you don’t want to get stuck in that vicious cycle, however, you need to learn how to consciously save…

bad-debt-vs-good-debt

Bad Debt vs. Good Debt: What’s the Difference?

DebtBy Tycoono StaffMay 18, 2020

Not all debts are bad. Some can help you reach your financial goals. It typically depends on the kind, quantity, and cost of the debt you take on as well as how you manage it.   For instance, credit cards are excellent tools for paying more significant expenses and accumulating reward points. However, if you…

8-brilliant-budgeting-strategies

8 Brilliant Budgeting Strategies Everyone Should Try at Least Once

Debt, SavingBy Tycoono StaffMay 12, 2020

Many people start budgeting, intending to really make it work. Unfortunately, most people quickly return to lousy spending habits once they fail to stick to their budget. The key to establishing a budget that works for you is to realize that there’s no one-size-fits-all solution when it comes to managing your money.   In fact,…

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