Making money is one thing, but knowing the best ways to make your money work for you is a different ball game. Most times, it’s not about how much you make. It’s how well you can use the little money you earn to make a difference. Without a doubt, money remains the most…
Financial wellbeing is a major concern among people these days. It doesn’t matter whether you are an entrepreneur or employee of an organization, your financial wellbeing determines how far you go in life. Of course, there are several things you can do to improve your financial stability. You can cut down debts, reduce spending, save…
A recent report by the College Savings Plan Network revealed that only about 35% of Americans know of 529 plans. And one out of four people who know about this plan tends to connect it with higher education savings. In this article, we will discuss some of the benefits of a 529 college savings plan. …
If you want to achieve your financial goals easily, you need to have a higher propensity to save than to consume. Regardless of how small your financial goals are, without good savings habits you may not achieve them. So, in this article, we will discuss some of the habits that make it hard for you…
In today’s world, many people are struggling to meet their financial goals. That’s because they spend more time buying the things they don’t need. Contrary to popular belief, achieving your financial freedom has nothing to do with how much you earn. But how well you manage your finances. It starts with your buying habits. Financially…
Many people often use the terms saving and investing interchangeably to refer to the same thing — saving money. Although they have some similarities, they mean two different things. Interestingly, they border on a crucial subject in our society. From time to time, we want to be sure that we have enough money to cater…
Who wants to be a millionaire? We all do. In fact, children do too. However, only a few of us actually become wealthy. Becoming a decamillionaire in any major currency like euro, pounds sterling, and U.S. dollars is a spectacular feat. But becoming a multi-millionaire in these currencies, or any currency for that matter, isn’t…
When it comes to spending money and money management, almost everyone wants to double-check the figures before swiping their credit cards. Even wealthy people don’t want to miss out on a chance to cash in on some discounts. However, when you try to save a few bucks, people may see you as a cheap…
Many people set financial goals, but not many people actually achieve their financial dreams. With the barrage of spending needs bombarding us daily, from mortgage payments to school fees to car loans, and other debts, it can be quite challenging to achieve financial balance in today’s world. Perhaps you’ve found out that the charges…
Managing your budget is stressful enough. Add financial emergencies – think job loss, illness, and injury, or major home and car repairs – and the consequences can be devastating. In fact, unforeseen major expenses are one of the biggest causes of bankruptcy in the United States. While there’s a way to completely future-proof your…